Estimate your student loan debt burden relative to your income (U.S. focus). This is for informational purposes only.
Your Financial Details
Monthly Student Loan Payment Estimation
Your Estimated Debt-to-Income Ratios
1. Total Debt-to-Annual Income Ratio
Your Total Student Loan Debt:
Your Annual Gross Income:
Debt-to-Annual Income Ratio:
2. Monthly Student Loan Payment DTI
Estimated/Provided Total Monthly Student Loan Payment:
Gross Monthly Income:
Monthly Payment DTI:
General Guideline: Lower DTI ratios are generally better, indicating a more manageable debt load relative to income. These ratios focus only on student loan debt; overall DTI includes all debts (mortgage, credit cards, etc.).
