Step 1: Your Current Student Loan Details

The full original term of your loan.
Helps estimate payoff dates accurately.
This information is for context; calculations are standard.

Step 2: Your Early Payment Strategy

Enter the extra amount you plan to pay each month towards the principal.

Step 3: Calculated Interest Savings & New Schedules

Amortization Schedules

Original Loan Amortization

Month Payment Date Payment Principal Interest Balance
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