Student Loan Borrowing Limit Estimator
For U.S. Federal Direct Subsidized and Unsubsidized Loans. Based on 2024-2025 academic year limits. This is an estimate, not an official determination.
Your Details
Optional: Current Borrowing Information
Estimated Federal Loan Limits (Direct Subsidized/Unsubsidized)
Based on 2024-2025 academic year limits for your selected category.
Your Applicable Limits:
Annual Loan Limit (Total): $0
Max. Annual Subsidized Portion: $0 (Actual subsidized amount depends on financial need determined by FAFSA)
Aggregate (Lifetime) Loan Limit (Total): $0
Aggregate (Lifetime) Max. Subsidized Portion: $0
Estimated Remaining Borrowing Capacity:
Remaining for This Academic Year (Total): $0
Remaining Lifetime Borrowing Capacity (Aggregate Total): $0
- These are estimates for Federal Direct Subsidized and Unsubsidized Loans only. PLUS loans have different limits.
- Your school determines the actual loan amount you can receive, which cannot exceed your Cost of Attendance minus other financial aid.
- Subsidized loans are awarded based on financial need. Not all students qualify for the maximum subsidized portion.
- Always check StudentAid.gov and with your school's financial aid office for official information and to understand all your options.