Retirement Lifestyle Cost Estimator
Retirement & Inflation Assumptions
Estimate Monthly Lifestyle Expenses (in Today's Dollars)
No expense items added yet.
Projected Future Retirement Costs
Calculations will appear here once assumptions and expenses are entered.
Retirement Lifestyle Cost Report
A summary of your cost estimate will appear here.
Projected Total Annual Retirement Cost (Future Dollars): $${projectedAnnualCostAtRetirement.toFixed(2)}
Projected Total Monthly Retirement Cost (Future Dollars): $${projectedMonthlyCostAtRetirement.toFixed(2)}
`; return { // Return data for PDF currentAge, retirementAge, inflationRate: inflationRate*100, yearsUntilRetirement, totalCurrentAnnualExpenses, projectedAnnualCostAtRetirement, projectedMonthlyCostAtRetirement }; } // --- Report & PDF (Tab 4) --- function rlce_generateReportPreview() { const previewDiv = document.getElementById('rlceReportPreview'); const lifestyleDesc = document.getElementById('rlceLifestyleDescription').value.trim(); const projectionData = rlce_calculateAndDisplayProjections(); // Get fresh data if (!projectionData) { previewDiv.innerHTML = "Please ensure assumptions and expenses are entered correctly to generate a report preview.
"; return; } let html = `Retirement Lifestyle Cost Estimate Summary
`; if(lifestyleDesc) html += `Desired Lifestyle: ${lifestyleDesc}
`; html += `Current Age: ${projectionData.currentAge}, Planned Retirement Age: ${projectionData.retirementAge} (${projectionData.yearsUntilRetirement} years to retirement)
Assumed Inflation: ${projectionData.inflationRate.toFixed(2)}% per year
Estimated Annual Lifestyle Cost (Today's $): $${projectionData.totalCurrentAnnualExpenses.toFixed(2)}
Projected Annual Lifestyle Cost at Retirement (Future $): $${projectionData.projectedAnnualCostAtRetirement.toFixed(2)}
Projected Monthly Lifestyle Cost at Retirement (Future $): $${projectionData.projectedMonthlyCostAtRetirement.toFixed(2)}
The full PDF will include an itemized list of estimated expenses in today's dollars.
`; previewDiv.innerHTML = html; } function rlce_generatePdf() { const projectionData = rlce_calculateAndDisplayProjections(); if (!projectionData) { alert("Please ensure assumptions and expenses are correctly entered before generating PDF."); return; } const lifestyleDesc = document.getElementById('rlceLifestyleDescription').value.trim(); const { jsPDF } = window.jspdf; const doc = new jsPDF(); let yPos = 20; const primaryColor = getComputedStyle(document.documentElement).getPropertyValue('--primary-color').trim(); const accentColor = getComputedStyle(document.documentElement).getPropertyValue('--accent-color').trim(); const textColor = getComputedStyle(document.documentElement).getPropertyValue('--text-color').trim(); const toCurrency = (num) => `$${num.toFixed(2)}`; doc.setFontSize(18); doc.setTextColor(primaryColor); doc.text("Retirement Lifestyle Cost Estimate", doc.internal.pageSize.getWidth() / 2, yPos, { align: 'center' }); yPos += 12; doc.setFontSize(10); doc.setTextColor(textColor); if (lifestyleDesc) { doc.setFont(undefined, 'italic'); // Split long description for PDF const lifestyleLines = doc.splitTextToSize(`Lifestyle: ${lifestyleDesc}`, doc.internal.pageSize.getWidth() - 28); doc.text(lifestyleLines, 14, yPos); yPos += (lifestyleLines.length * 5) + 2; // Adjust yPos based on number of lines doc.setFont(undefined, 'normal'); } doc.setFontSize(12); doc.setTextColor(primaryColor); doc.text("Assumptions", 14, yPos); yPos += 7; doc.setFontSize(10); doc.setTextColor(textColor); doc.text(`Current Age: ${projectionData.currentAge} years`, 14, yPos); yPos += 6; doc.text(`Planned Retirement Age: ${projectionData.retirementAge} years (In ${projectionData.yearsUntilRetirement} years)`, 14, yPos); yPos += 6; doc.text(`Assumed Annual Inflation Rate: ${projectionData.inflationRate.toFixed(2)}%`, 14, yPos); yPos += 10; if (rlce_expenseItems.length > 0) { if (yPos > 250) { doc.addPage(); yPos = 20; } doc.setFontSize(12); doc.setTextColor(primaryColor); doc.text("Estimated Monthly Expenses (Today's Dollars)", 14, yPos); yPos += 7; const tableBody = rlce_expenseItems.map(item => [item.category, item.description, toCurrency(item.monthlyCostToday)]); const totalMonthlyToday = rlce_expenseItems.reduce((sum, item) => sum + item.monthlyCostToday, 0); tableBody.push([{content: 'Total Monthly (Today\'s $)', colSpan: 2, styles: {halign:'right', fontStyle:'bold'}}, {content: toCurrency(totalMonthlyToday), styles:{halign:'right', fontStyle:'bold'}}]); doc.autoTable({ startY: yPos, head: [['Category', 'Description', 'Monthly Cost ($)']], body: tableBody, theme: 'grid', headStyles: { fillColor: primaryColor, textColor: '#ffffff' }, styles: { fontSize: 9, cellPadding: 2 }, columnStyles: { 1: { cellWidth: 'auto'} }, didDrawPage: (d) => { yPos = d.cursor.y; } }); yPos = doc.lastAutoTable.finalY + 10; } if (yPos > 250) { doc.addPage(); yPos = 20; } doc.setFontSize(12); doc.setTextColor(primaryColor); doc.text("Projected Retirement Costs (Future Dollars at age " + projectionData.retirementAge + ")", 14, yPos); yPos += 7; doc.setFontSize(10); doc.setTextColor(textColor); doc.setFont(undefined, 'bold'); doc.text(`Projected Annual Lifestyle Cost: ${toCurrency(projectionData.projectedAnnualCostAtRetirement)}`, 14, yPos); yPos += 7; doc.text(`Projected Monthly Lifestyle Cost: ${toCurrency(projectionData.projectedMonthlyCostAtRetirement)}`, 14, yPos); yPos += 7; doc.setFont(undefined, 'normal'); doc.save('retirement_lifestyle_cost_estimate.pdf'); } // Initialize document.addEventListener('DOMContentLoaded', () => { rlce_showTab(0); rlce_renderExpenseItemsList(); rlce_updateTotalCurrentExpensesDisplay(); // Demo Data rlce_expenseItems.push({id:'exp_001', category:'Housing', description:'Rent/Mortgage + Prop Tax + Insurance', monthlyCostToday:1800}); rlce_expenseItems.push({id:'exp_002', category:'Healthcare', description:'Premiums + Estimated Out-of-Pocket', monthlyCostToday:800}); rlce_expenseItems.push({id:'exp_003', category:'Food', description:'Groceries + Some Dining Out', monthlyCostToday:600}); rlce_expenseItems.push({id:'exp_004', category:'Entertainment & Leisure', description:'Travel, Hobbies, Subscriptions', monthlyCostToday:500}); rlce_renderExpenseItemsList(); rlce_updateTotalCurrentExpensesDisplay(); });