1. Loan & Refinance Details 2. Break-Even Analysis Enter Current Loan & Refinance Offer Current Mortgage Details Current Outstanding Loan Balance ($): Current Annual Interest Rate (%): Remaining Term on Current Loan (Years): Enter as years, e.g., 25.5 for 25 years and 6 months. New (Refinanced) Loan Offer New Annual Interest Rate (%): New Loan Term (Years): 30 Years 20 Years 15 Years 10 Years Keep Current Remaining Term Refinancing Costs Total Closing Costs for Refinance ($): Roll closing costs into the new loan amount? If checked, closing costs are added to your new loan balance. Otherwise, they are paid out-of-pocket. Calculate Break-Even Refinance Break-Even Analysis Please complete the inputs and click "Calculate Break-Even" to view your analysis. Download Analysis (PDF) Previous