Personal Loan Late Fee Estimator Enter Loan and Fee Details Monthly Payment Amount ($): Number of Days Payment is Past Due: Lender's Grace Period (Days): Late Fee Calculation Method: Flat Fee Percentage of Monthly Payment Greater of Flat Fee or Percentage of Payment Lesser of Flat Fee or Percentage of Payment Flat Fee Amount ($): Late Fee Percentage (% of Monthly Payment): Estimate Late Fee Estimated Late Fee $--- --- Download Estimate (PDF)