Log Your Expenses
Budget Period
Add Expense Item
Expense List:
Total Current Spending: $0.00
Spending Heatmap & Cost-Cut Targets
Spending Analysis for Selected Period
Categories are color-coded by their share of total spending. Set target reductions for categories where you want to cut costs.
Total Potential Savings from Targets: $0.00
Please log expenses on Tab 1 first, then click "Generate/Refresh Heatmap".
Savings Summary & Action Plan
Financial Overview (Per Period)
Total Current Spending: $0.00
Total Potential Savings (from targets): $0.00
Projected New Total Spending: $0.00
Your Cost-Cutting Action Plan
Categories where you've targeted reductions:
No cost-cutting targets set yet. Go to Tab 2 to set targets.
General Cost-Cutting Tips (Informational)
- Track Spending: Regularly monitor where your money goes to identify patterns.
- Budgeting: Create a realistic budget and stick to it. Differentiate needs from wants.
- Reduce Subscriptions: Cancel unused or non-essential subscriptions and memberships.
- Dining Out: Cook more meals at home and pack lunches. Look for specials when eating out.
- Groceries: Plan meals, make a shopping list, buy in bulk (if practical), use coupons, and avoid impulse buys.
- Utilities: Conserve energy and water. Shop around for better rates if options exist.
- Entertainment: Look for free or low-cost activities, library resources, and community events.
Log expenses (Tab 1), set targets (Tab 2), then click "View / Refresh Full Summary".
