Part-Time vs. Full-Time Job Income Budget Comparison

Part-Time vs. Full-Time Job: Income & Budget Comparison

Income Details
Taxes & Deductions
Monthly Expenses
Comparison Summary

Step 1: Enter Job Income Details

Full-Time Job

Income Type:

Annual Salary Hourly

$Annual Salary:

Gross Weekly: $0.00

Gross Monthly: $0.00

Gross Annual: $0.00

Part-Time Job

$Hourly Rate:

Hours per Week:

Gross Weekly: $0.00

Gross Monthly: $0.00

Gross Annual: $0.00

Step 2: Estimate Taxes & Fixed Deductions

Full-Time Job

Estimated Overall Average Tax Rate (%):

$Other Fixed Monthly Deductions (e.g., health insurance, retirement from paycheck):

Part-Time Job

Estimated Overall Average Tax Rate (%):

$Other Fixed Monthly Deductions:

Step 3: Estimate Common Monthly Expenses

These expenses are assumed to be common unless specified otherwise below.

$Housing (Rent/Mortgage):

$Utilities (Energy, Water, Internet):

$Transportation (Fuel, Public Transit):

$Food & Groceries:

$Healthcare (Out-of-pocket):

$Personal & Discretionary Spending:

$Debt Payments (Loans, Credit Cards):

$Planned Monthly Savings Target:

Job-Specific Monthly Costs

$Additional Costs for Full-Time (e.g., higher childcare, specific commute):

$Additional Costs for Part-Time:

Step 4: Comparison Summary & Report

Please fill in details in the previous tabs to see the comparison.

Avg. Tax Rate: ${getNumVal(ptTaxRateEl).toFixed(1)}%

`; inputsSummaryHtml += `

Monthly Deductions: $${getNumVal(ptDeductionsMonthlyEl).toFixed(2)}

`; inputsSummaryHtml += '

Common Monthly Expenses

'; inputsSummaryHtml += `

Housing: $${getNumVal(expHousingEl).toFixed(2)}, Utilities: $${getNumVal(expUtilitiesEl).toFixed(2)}, Transport: $${getNumVal(expTransportEl).toFixed(2)}, Food: $${getNumVal(expFoodEl).toFixed(2)}

`; inputsSummaryHtml += `

Healthcare: $${getNumVal(expHealthcareEl).toFixed(2)}, Personal: $${getNumVal(expPersonalEl).toFixed(2)}, Debt: $${getNumVal(expDebtEl).toFixed(2)}, Savings Target: $${getNumVal(expSavingsEl).toFixed(2)}

`; inputsSummaryHtml += '

Job-Specific Monthly Costs

'; inputsSummaryHtml += `

FT Specific: $${getNumVal(expFtSpecificEl).toFixed(2)}, PT Specific: $${getNumVal(expPtSpecificEl).toFixed(2)}

`; inputsSummaryHtml += '

'; const summaryContent = summaryOutputEl.innerHTML; // Get the already formatted table const date = new Date(); const dateString = date.toLocaleDateString('en-US', { year: 'numeric', month: 'long', day: 'numeric' }); const generatedDate = document.createElement('p'); generatedDate.innerHTML = `Report generated on: ${dateString}

`; printSection.innerHTML = ''; // Clear previous printSection.appendChild(toolTitle); printSection.appendChild(generatedDate); const inputsDiv = document.createElement('div'); inputsDiv.innerHTML = inputsSummaryHtml; printSection.appendChild(inputsDiv); const summaryDiv = document.createElement('div'); summaryDiv.innerHTML = summaryContent; printSection.appendChild(summaryDiv); window.print(); }); // --- Initialization --- updateFtIncomeTypeDisplay(); // Set initial FT income display showTab(0); // Show the first tab calculateAndDisplayAll(); // Initial calculation based on default values });