Mortgage Application Profile Strength Indicator

Important: This tool provides a general qualitative assessment of factors typically considered in mortgage applications. It is NOT a credit score, loan approval prediction, or financial advice. Lender criteria vary significantly. Always consult with lenders and qualified financial advisors for personalized advice.

General Information

Applicant Financial Profile

Exclude proposed new mortgage. Incl. credit cards, other loans.

Proposed Mortgage & Property Details

Loan Amount: $0.00

Loan-to-Value (LTV): 0.00%

Estimated Monthly P&I: $0.00

Estimated Total Monthly Housing Payment (PITI): $0.00

Complete inputs on Tab 1 and click 'Assess Profile Strength & View' (on Tab 1 or here) to view assessment.

This tool uses general illustrative thresholds for LTV and DTI (e.g., Front-End DTI: <28% Low, 28-36% Moderate, >36% High; Back-End DTI: <36% Low, 36-43% Moderate, >43% High. LTV <80% Low, 80-95% Moderate, >95% High). Actual lender requirements will vary and can be more flexible with compensating factors.
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