Projected New Savings Rate: ${actionPlan.projectedNewSavingsRate.toFixed(1)}%

`; } container.innerHTML = summaryHTML; document.getElementById('downloadMinimalistPdfButton').disabled = false; } function downloadMinimalistPdf() { if (minimalistPlanData.income.annualNet === 0 && minimalistPlanData.spendingAudit.totalCurrentSpending === 0) { alert("Please enter some data before generating PDF."); return; } if (typeof window.jspdf === 'undefined' || typeof window.jspdf.jsPDF === 'undefined') { alert('PDF generation library (jsPDF) is not loaded.'); return; } const jsPDFConstructor = window.jspdf.jsPDF; const doc = new jsPDFConstructor(); if (typeof doc.autoTable !== 'function') { alert('jsPDF AutoTable plugin not loaded.'); return; } collectAndProcessAllDataMFLP(); // Ensure data is absolutely current for PDF const { philosophy, financialGoals, income, spendingAudit, actionPlan } = minimalistPlanData; const primaryColor = '#007bff', textColor = '#212529', tableHeaderColor = '#e9ecef'; let yPos = 20; const margin = 15; const pageHeight = doc.internal.pageSize.height; function checkYPdf(increment = 10) { if (yPos + increment > pageHeight - margin) { doc.addPage(); yPos = margin; } } function addSectionTitle(title) { checkYPdf(12); doc.setFontSize(14); doc.setTextColor(primaryColor); doc.text(title, margin, yPos); yPos += 7; doc.setFontSize(10); doc.setTextColor(textColor); } function addParagraph(text, indent=0) { const lines = doc.splitTextToSize(text || "N/A", doc.internal.pageSize.width - (margin*2) - indent); lines.forEach(line => { checkYPdf(5); doc.text(line, margin + indent, yPos); yPos+=5; }); yPos+=2; } doc.setFontSize(18); doc.setTextColor(primaryColor); doc.text("Minimalist Financial Lifestyle Plan", margin, yPos); yPos += 8; doc.setFontSize(10); doc.setTextColor(textColor); doc.text(`Report Date: ${new Date().toLocaleDateString()}`, margin, yPos); yPos += 10; addSectionTitle("My Minimalist Financial Philosophy"); doc.setFont(undefined, 'bold'); doc.text("Core Values & Priorities:", margin, yPos); yPos+=5; doc.setFont(undefined, 'normal'); addParagraph(philosophy.coreValues, 2); doc.setFont(undefined, 'bold'); doc.text("My Definition of Financial Minimalism:", margin, yPos); yPos+=5; doc.setFont(undefined, 'normal'); addParagraph(philosophy.definition, 2); doc.setFont(undefined, 'bold'); doc.text("Current Financial Annoyances/Stressors:", margin, yPos); yPos+=5; doc.setFont(undefined, 'normal'); addParagraph(philosophy.stressors, 2); if (financialGoals.length > 0) { addSectionTitle("Minimalist Financial Goals"); const goalBody = financialGoals.map(g => [g.description, g.targetAmount ? `$${g.targetAmount.toFixed(2)}` : 'N/A', g.targetDate || 'N/A']); doc.autoTable({startY: yPos, head: [['Goal', 'Target Amount', 'Target Date']], body: goalBody, theme: 'grid', headStyles:{fillColor:tableHeaderColor, textColor:textColor,fontStyle:'bold',fontSize:9}, styles:{fontSize:8,cellPadding:1.5}}); yPos = doc.lastAutoTable.finalY + 7; } addSectionTitle("Income & Current Spending Snapshot"); let incomeSpendingBody = [ ['Annual Net Income:', `$${income.annualNet.toFixed(2)}`], ['Total Current Annual Spending:', `$${spendingAudit.totalCurrentSpending.toFixed(2)}`], ['Current Annual Savings:', `$${spendingAudit.currentSavings.toFixed(2)}`], ['Current Savings Rate:', `${spendingAudit.currentSavingsRate.toFixed(1)}%`] ]; doc.autoTable({startY: yPos, body: incomeSpendingBody, theme:'plain', styles:{fontSize:9,cellPadding:1.5}, columnStyles:{0:{fontStyle:'bold'}}}); yPos = doc.lastAutoTable.finalY + 7; if (spendingAudit.categories.length > 0) { checkYPdf(15 + spendingAudit.categories.length * 7); doc.setFontSize(11); doc.setTextColor(textColor); doc.text("Spending Audit Details:", margin, yPos); yPos+=5; const auditHead = [['Category', 'Actual ($)', '% of Total', 'Aligns?', 'Can Reduce?', 'Alternatives/Notes', 'Declutter/Cancel']]; const auditBody = spendingAudit.categories.map(cat => [ cat.name, cat.actualSpending.toFixed(2), `${spendingAudit.totalCurrentSpending > 0 ? ((cat.actualSpending / spendingAudit.totalCurrentSpending) * 100).toFixed(1) : 0}%`, cat.alignsWithValues, cat.canReduce, cat.alternatives || '-', cat.declutterIdeas || '-' ]); doc.autoTable({startY:yPos, head: auditHead, body: auditBody, theme:'grid', headStyles:{fillColor:tableHeaderColor,textColor:textColor,fontStyle:'bold',fontSize:8}, styles:{fontSize:7.5, cellPadding:1.2, cellWidth:'wrap'}, columnStyles:{1:{halign:'right'},2:{halign:'right'}} }); yPos = doc.lastAutoTable.finalY + 7; } if (actionPlan.items.length > 0) { addSectionTitle("Action Plan for Simplification & Savings"); const actionHead = [['Area/Category', 'Actions', 'Est. Annual Savings ($)', 'Target Date', 'Linked Goal']]; const actionBody = actionPlan.items.map(item => { const linkedGoal = financialGoals.find(g => g.id == item.linkedGoalId); // == because one might be string return [item.area, item.actions, item.estSavings.toFixed(2), item.targetDate || 'N/A', linkedGoal ? linkedGoal.description.substring(0,20)+'...' : 'None']; }); doc.autoTable({startY:yPos, head: actionHead, body: actionBody, theme:'grid', headStyles:{fillColor:tableHeaderColor,textColor:textColor,fontStyle:'bold',fontSize:8}, styles:{fontSize:7.5, cellPadding:1.2, cellWidth:'wrap'}, columnStyles:{2:{halign:'right'}}}); yPos = doc.lastAutoTable.finalY + 5; doc.setFontSize(9); doc.setFont(undefined,'bold'); doc.text(`Total Estimated Potential Annual Savings: $${actionPlan.totalEstPotentialSavings.toFixed(2)}`, margin, yPos); yPos+=5; doc.text(`Projected New Annual Spending: $${actionPlan.projectedNewSpending.toFixed(2)}`, margin, yPos); yPos+=5; doc.text(`Projected New Savings Rate: ${actionPlan.projectedNewSavingsRate.toFixed(1)}%`, margin, yPos); yPos+=7; doc.setFont(undefined,'normal'); } checkYPdf(50); // For Next Steps section addSectionTitle("Key Considerations & Recommended Next Steps"); const nextStepsText = [ "This planner is a tool for self-reflection and organization to help you align your finances with a minimalist lifestyle.", "The insights and plans generated are based on your inputs and estimations. Regularly review and adjust as your values, goals, or circumstances change.", "Minimalism is a personal journey; focus on what brings you value and reduces stress, rather than strict deprivation.", "Consider using any potential savings identified to accelerate debt payoff, boost investments for long-term goals, or fund experiences that align with your core values.", "This tool does not provide financial advice. For personalized financial strategies, investment advice, or complex financial planning, please consult with a qualified and licensed financial advisor or planner." ]; doc.setFontSize(8.5); nextStepsText.forEach(line => { const splitLine = doc.splitTextToSize(line, doc.internal.pageSize.width - (margin*2)); splitLine.forEach(l => { checkYPdf(4); doc.text(l, margin, yPos); yPos += 4; }); yPos += 1; }); doc.save("Minimalist_Financial_Lifestyle_Plan.pdf"); } updateMFLPNavButtons(); // Initial call