Loan Refinancing APR Estimator for Graduates

Graduate Loan Refinancing APR Estimator (U.S. Private Lenders)

This tool provides an *estimate* of the Annual Percentage Rate (APR) you might receive when refinancing student loans with a private lender in the U.S. It is based on common lending factors. Actual rates are determined by lenders and depend on your full credit profile, current market conditions, loan term, and other criteria. This is not a loan offer or financial advice. Refinancing federal loans into private loans means losing federal benefits; consider this carefully.

Your Financial Profile:

Your Estimated Credit Score Range (U.S. FICO-like score):

Your Current Annual Gross Income ($):

Total Existing Monthly Debt Payments ($): Exclude student loans you plan to refinance. Include housing, auto, credit card minimums, other loan payments.

Refinance Loan Details:

Total Student Loan Amount to Refinance ($):

Highest Degree Earned:

Desired New Loan Term (Years):

Will you be applying with a creditworthy cosigner?

Graduate Loan Refinancing APR Estimator (U.S. Private Lenders)

Your Financial Profile:

Refinance Loan Details:

Estimated APR & Loan Cost: