Loan Forgiveness Benefit vs. Early Repayment Savings
Common Loan Details
$
%
Loan Forgiveness Path Assumptions
$
E.g., your Income-Driven Repayment (IDR) amount or standard payment if qualifying.
%
PSLF is typically not federally taxed. IDR forgiveness might be (currently federally tax-free until end of 2025, state laws vary). Enter 0 if not applicable or unsure.
Early Repayment Path Assumptions
$
This should be higher than your minimum payment to pay off the loan early.
Comparison & Summary
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