Loan Approval Probability Estimator

Loan Application Profile Estimator

Self-assess key factors that generally influence loan approval.

** VERY IMPORTANT - PLEASE READ **

This tool is for educational and self-assessment purposes ONLY.
The "Application Strength" is an illustrative estimation based on **your subjective inputs** and generalized lending principles. It is **NOT** a credit score or a guarantee of loan approval or denial.
Lenders use their own specific criteria, conduct thorough credit checks (e.g., CIBIL™ in India), and verify all information.
This tool **DOES NOT provide financial or loan advice.** Consult with bank representatives or qualified financial advisors.

Gross Annual Income ($):

Employment Status:

Length of Current Employment/Business (Years):

Perceived Credit Score Range: (e.g., CIBIL™ 750+ is generally good in India)

History of Defaults/Missed Payments:

Total Current Monthly Debt Payments ($): (EMIs, Credit Card Min. etc.)

Loan Amount Requested ($):

Loan Purpose:

Value of Collateral (if secured loan) ($): (e.g., Property or Car Value)

Down Payment / Your Contribution ($): (for asset purchase loans)