Home Insurance Deductible Calculator Home Insurance Deductible Calculator Compare two insurance options to find your breakeven point and see potential savings. Option 1 (e.g., Lower Deductible) Annual Premium ($) Deductible ($) Option 2 (e.g., Higher Deductible) Annual Premium ($) Deductible ($) Estimated Damage Cost for a Claim ($) Analyze Options Home Insurance Deductible Analysis Download Analysis as PDF