1. Financial Situation 2. Current Status 3. Stress Indication Your Financial Situation Gross Monthly Income ($): Your total monthly income before taxes and deductions. Total Monthly Housing Payment ($): Includes principal, interest, property taxes, homeowner's insurance (PITI), and any HOA fees. Total Other Monthly Debt Payments ($): Sum of car loans, student loans, credit card minimums, personal loans, etc. (excluding housing payment). Readily Available Liquid Savings ($): Cash or assets easily convertible to cash for emergencies (e.g., savings account, money market). Next: Current Status Current Status & Recent Changes Are you currently behind on mortgage payments? No, current on payments Yes, 1 month behind Yes, 2 months behind Yes, 3 or more months behind Have you experienced a recent significant loss of income? No significant income loss Yes, a minor loss (e.g., less than 25%) Yes, a significant loss (e.g., 25% or more) Previous Estimate Financial Stress Financial Stress Indication Please complete all previous steps to view your financial stress indication. Download Summary (PDF) Previous
