Optional: Taxes, Insurance & HOA (for PITI Estimate - Annual Amounts)
Mortgage Summary & Projections
Show Full Amortization Schedule ▾
Month
Date
Payment ($)
Principal ($)
Interest ($)
Remaining Balance ($)
Cumulative Interest ($)
Understanding Your Estimate:
Monthly P&I: This is your core Principal and Interest payment for the loan itself.
Estimated PITI: If you entered taxes, insurance, and HOA, this figure (Principal, Interest, Taxes, Insurance, HOA) represents a more complete estimate of your monthly housing payment obligation. Lenders use PITI to assess affordability.
Total Interest Paid: Shows the total interest you would pay over the full term of the loan if no extra payments are made.
Amortization Schedule: Details how each payment is allocated between principal and interest, and how your loan balance decreases over time.
Actual property taxes and homeowners insurance can change over time, which would affect your total monthly payment if these are escrowed by your lender. This calculator provides estimates and does not constitute financial advice or a loan offer. Consult with lenders for precise terms.
