Total Allocated: $${inheritanceBudgetData.totalAllocated.toFixed(2)}

`; summaryHTML += `

Unallocated Amount: $${inheritanceBudgetData.unallocatedAmount.toFixed(2)}

`; } else { summaryHTML += `

No specific allocations made yet. Net available: $${inheritanceBudgetData.netAvailable.toFixed(2)}

`; } container.innerHTML = summaryHTML; document.getElementById('downloadInheritancePdfButton').disabled = false; } // --- PDF Generation --- function downloadInheritancePdf() { if (inheritanceBudgetData.grossValue === 0 && inheritanceBudgetData.financialGoals.length === 0) { alert("Please enter some inheritance or goal information first."); return; } if (typeof window.jspdf === 'undefined' || typeof window.jspdf.jsPDF === 'undefined') { alert('PDF generation library (jsPDF) is not loaded.'); return; } const jsPDFConstructor = window.jspdf.jsPDF; const doc = new jsPDFConstructor(); if (typeof doc.autoTable !== 'function') { alert('jsPDF AutoTable plugin not loaded.'); return; } displayIBPOverallSummary(); // Ensure data is current const { source, receiptDate, assets, grossValue, immediateCosts, netAvailable, financialGoals, allocationPlan, totalAllocated, unallocatedAmount } = inheritanceBudgetData; const primaryColor = '#007bff', textColor = '#212529', tableHeaderColor = '#e9ecef'; let yPos = 22; const pageHeight = doc.internal.pageSize.height; const margin = 15; function checkYPdf(increment = 10) { if (yPos + increment > pageHeight - margin) { doc.addPage(); yPos = margin; } } doc.setFontSize(18); doc.setTextColor(primaryColor); doc.text(`Inheritance Budget Plan: ${source || 'Personal Outline'}`, margin, yPos); yPos += 8; doc.setFontSize(10); doc.setTextColor(textColor); doc.text(`Report Date: ${new Date().toLocaleDateString()} ${receiptDate ? '| Est. Receipt: '+receiptDate : ''}`, margin, yPos); yPos += 10; // Assets checkYPdf(20 + assets.length * 7); doc.setFontSize(12); doc.setTextColor(primaryColor); doc.text("Inherited Assets", margin, yPos); yPos += 6; const assetBody = assets.map(a => [a.type, a.description, `$${a.value.toFixed(2)}`, a.plan, a.notes || '']); doc.autoTable({startY: yPos, head: [['Type', 'Description', 'Est. Value', 'Plan', 'Notes']], body: assetBody, theme: 'grid', headStyles:{fillColor:tableHeaderColor, textColor:textColor,fontStyle:'bold',fontSize:9}, styles:{fontSize:8,cellPadding:1.2}, columnStyles: {2:{halign:'right'}}}); yPos = doc.lastAutoTable.finalY + 5; doc.setFontSize(9); doc.setFont(undefined,'bold'); doc.text(`Total Gross Estimated Inheritance: $${grossValue.toFixed(2)}`, margin, yPos); yPos += 7; // Costs checkYPdf(25); doc.setFontSize(11); doc.setTextColor(primaryColor); doc.text("Immediate Liabilities/Costs (Estimates)", margin, yPos); yPos += 5; doc.setFont(undefined,'normal'); let costsBody = [ ['Est. Inheritance/Estate Taxes:', `$${immediateCosts.taxes.toFixed(2)}`], ['Legal/Administrative Fees:', `$${immediateCosts.legalFees.toFixed(2)}`], ['Debts Paid from Inheritance:', `$${immediateCosts.debtsPaidFromInheritance.toFixed(2)}`], ['Other Immediate Costs:', `$${immediateCosts.otherCosts.toFixed(2)}`], [{content:'Total Estimated Costs:', styles:{fontStyle:'bold'}}, {content:`$${immediateCosts.totalCosts.toFixed(2)}`, styles:{fontStyle:'bold'}}] ]; doc.autoTable({startY:yPos, body:costsBody, theme:'plain', styles:{fontSize:8.5, cellPadding:1.2}, columnStyles:{0:{fontStyle:'bold'}}}); yPos = doc.lastAutoTable.finalY + 5; doc.setFontSize(10); doc.setFont(undefined,'bold'); doc.setTextColor(40,167,69); // Green doc.text(`Net Estimated Inheritance Available for Budgeting: $${netAvailable.toFixed(2)}`, margin, yPos); yPos += 10; doc.setTextColor(textColor); doc.setFont(undefined,'normal'); if (financialGoals.length > 0) { checkYPdf(20 + financialGoals.length * 7); doc.setFontSize(12); doc.setTextColor(primaryColor); doc.text("Financial Goals", margin, yPos); yPos += 6; const goalBody = financialGoals.map(g => [g.name, `$${g.targetAmount.toFixed(2)}`, g.priority, g.notes || '']); doc.autoTable({startY:yPos, head:[['Goal', 'Target Amount', 'Priority', 'Notes/Timeline']], body:goalBody, theme:'grid', headStyles:{fillColor:tableHeaderColor,textColor:textColor,fontStyle:'bold',fontSize:9}, styles:{fontSize:8, cellPadding:1.2}, columnStyles:{1:{halign:'right'}}}); yPos = doc.lastAutoTable.finalY + 7; } if (allocationPlan.length > 0) { checkYPdf(20 + allocationPlan.length * 7); doc.setFontSize(12); doc.setTextColor(primaryColor); doc.text("Inheritance Allocation Plan", margin, yPos); yPos += 6; const allocHead = [['Goal', 'Target Amt', 'Allocated ($)', '% of Net', 'Still Needed ($)']]; const allocBody = allocationPlan.map(a => [a.goalName, `$${a.targetAmount.toFixed(2)}`, `$${a.allocatedAmount.toFixed(2)}`, `${a.percentAllocated.toFixed(1)}%`, `$${a.remainingForGoal.toFixed(2)}`]); doc.autoTable({startY:yPos, head:allocHead, body:allocBody, theme:'grid', headStyles:{fillColor:tableHeaderColor,textColor:textColor,fontStyle:'bold',fontSize:9}, styles:{fontSize:8, cellPadding:1.2, halign:'right'}, columnStyles:{0:{halign:'left'}}}); yPos = doc.lastAutoTable.finalY + 5; doc.setFontSize(9); doc.setFont(undefined,'bold'); doc.text(`Total Allocated: $${totalAllocated.toFixed(2)}`, margin, yPos); yPos+=5; doc.setTextColor(unallocatedAmount < 0 ? '#dc3545' : '#28a745'); doc.text(`Unallocated Amount: $${unallocatedAmount.toFixed(2)} ${unallocatedAmount < 0 ? '(Over-allocated!)' : ''}`, margin, yPos); yPos+=7; doc.setTextColor(textColor); doc.setFont(undefined,'normal'); } checkYPdf(50); doc.setFontSize(11); doc.setTextColor(primaryColor); doc.text("Key Considerations & Recommended Next Steps", margin, yPos); yPos += 6; doc.setFontSize(8.5); doc.setTextColor(textColor); const nextStepsText = [ "- This tool is for your personal budgeting, organization, and informational purposes. The output reflects your inputs.", "- It DOES NOT PROVIDE legal, financial, or tax advice and is not a substitute for professional consultation.", "- STRONGLY RECOMMENDED: Consult with qualified professionals:", " - Financial Advisor: For a comprehensive plan to manage/invest the inheritance.", " - Tax Professional (CPA/Tax Attorney): For advice on all tax implications (inheritance, income, capital gains) in your jurisdiction.", " - Estate Attorney: If involved in estate settlement or for legal clarifications.", "- Inherited Retirement Accounts (e.g., IRAs, 401k) have specific distribution rules (like the 10-year rule for many non-spouse beneficiaries in the US). Understand these to avoid penalties.", "- Take time to make thoughtful decisions, especially if grieving. Avoid rash financial actions." ]; nextStepsText.forEach(line => { const splitLine = doc.splitTextToSize(line, doc.internal.pageSize.width - (margin*2)); splitLine.forEach(l => { checkYPdf(4); doc.text(l, margin, yPos); yPos += 4; }); yPos += 1; }); doc.save("Inheritance_Budget_Plan.pdf"); } updateIBPNavButtons(); // Initial call