Destination-Specific Health Insurance Estimator
Your Trip Details
Estimated Premium
Customize Cost Assumptions
Please enter valid trip details.
'; if(premiumChart) premiumChart.destroy(); return; } let breakdown = {}; const basePremium = dest.baseRatePerDay * duration; breakdown['Base Premium'] = basePremium; const ageMultiplier = costData.ageMultipliers.find(m => age <= m.maxAge)?.multiplier || 1.0; const ageSurcharge = basePremium * (ageMultiplier - 1); if (ageSurcharge > 0) { breakdown['Age Surcharge'] = ageSurcharge; } let preexistingSurcharge = 0; if (hasPreexisting) { preexistingSurcharge = (basePremium + ageSurcharge) * (costData.preexistingMultiplier - 1); breakdown['Pre-existing Condition Surcharge'] = preexistingSurcharge; } const totalPremium = basePremium + ageSurcharge + preexistingSurcharge; renderResults(totalPremium); updateChart(breakdown); } function renderResults(total) { resultsContent.innerHTML = `Total Estimated Premium
$${total.toLocaleString('en-US', {maximumFractionDigits: 2})}
Destination Base Rates (per day, $)
| Region | Rate |
|---|---|
| ${d.name} |
General Multipliers
| Item | Multiplier |
|---|---|
| Pre-existing Conditions |
