Business Profile

Business Name

Primary Industry

Compliance Checklist

Answer "No" if a practice might represent a potential compliance risk.

Advertising & Marketing

Are all advertisements clear, conspicuous, and not misleading about costs, terms, and benefits?

Do you avoid making claims or promises that cannot be substantiated (e.g., "guaranteed approval")?

Lending & Credit Practices

Are lending decisions made without discrimination based on race, color, religion, national origin, sex, marital status, or age (Fair Lending laws)?

Are all credit costs and terms (e.g., APR, finance charges) disclosed to consumers before they are obligated on the loan (TILA)?

Debt Collection

Do you avoid contacting consumers at unusual times or places (e.g., before 8 a.m. or after 9 p.m.)?

Do you refrain from using false, deceptive, or misleading representations to collect debts (e.g., falsely claiming to be an attorney)?

Do you provide consumers with a written validation notice containing the amount of the debt and the name of the creditor?

Compliance Report

Disclaimer: This tool provides a preliminary risk assessment for informational purposes only. It is not legal advice and does not cover all aspects of consumer financial law. Consult a qualified attorney for professional legal counsel.

Recommendation: ${issue.text}

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No potential compliance issues were identified based on your responses. It is still recommended to conduct regular internal audits.

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Assessment Summary

Business Name: ${businessName}

Industry: ${businessIndustry}

Overall Risk Level: ${riskLevel}

Identified Issues & Recommendations

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Consumer Financial Protection Report

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