Car Loan Total Cost of Ownership Calculator

Car Total Cost of Ownership (TCO) Calculator

Vehicle Purchase Price:

Upfront Rebates / Trade-in Value:

Net Vehicle Cost (after rebates/trade-in):

$0.00

Sales Tax Rate (%):

Sales Tax Amount:

$0.00

Other Upfront Fees (e.g., registration, title, doc):

Total Initial Cost Basis (Net Vehicle Cost + Tax + Fees):

$0.00

Down Payment:

Are you financing this vehicle?

Amount to be Financed:

$0.00

Annual Loan Interest Rate (APR %):

Loan Term (Months):

Expected Ownership Duration (Years):

Annual Miles Driven:

Fuel Type:

Fuel Efficiency (MPG):

Avg. Gasoline Price ($/gallon):

Energy Efficiency (Miles/kWh):

Avg. Electricity Price ($/kWh):

Annual Insurance Cost:

Annual Maintenance & Repairs Cost: Average over ownership. Newer cars often less initially.

Other Annual Taxes & Fees (registration, inspection, etc.):

Estimated Resale Value (at end of X years):

Note: All calculations are estimates based on your inputs. Actual costs may vary.