Business Loan Guarantor Requirement Estimator
Step 1: About Your Business
Step 2: About the Owner(s) & Loan
Step 3: Guarantor Requirement Likelihood Estimate
This is an estimate based on common lending considerations and not a guarantee. Actual requirements vary by lender.
`; } if (nextButton) { nextButton.addEventListener('click', () => { // No specific validation per tab for this select-based tool, just proceed. // Error messages per tab are placeholders if complex validation were added. if (currentTab < tabContents.length - 2) { // If on Tab 1 or Tab 2 (0-indexed) showTab(currentTab + 1); } else if (currentTab === tabContents.length - 2) { // If on Tab 2, going to Tab 3 (Results) const totalScore = gatherAndScoreInputs(); determineLikelihoodAndAdvice(totalScore); showTab(currentTab + 1); // Show results tab } }); } if (prevButton) { prevButton.addEventListener('click', () => { if (currentTab > 0) { showTab(currentTab - 1); } }); } if (tabButtons) { // Allow clicking on already visited tabs or current tab tabButtons.forEach((button, index) => { button.addEventListener('click', () => { if (index < currentTab) { // Allow going back showTab(index); } else if (index === currentTab) { // Do nothing or refresh tab if needed } else { // Trying to jump forward beyond immediate next if (index < tabContents.length -1) { // Can jump to intermediate input tabs showTab(index); } else if (index === tabContents.length -1 && currentTab === tabContents.length -2) { // Can jump from last input tab to result if next is clicked if(nextButton) nextButton.click(); // Simulate next to trigger calculation } } }); }); } if (downloadPdfButton) { downloadPdfButton.addEventListener('click', () => { if (!estimatorData.result.likelihoodText) { displayError(errorTab3El, "Please complete the estimation first."); return; } clearError(errorTab3El); if (typeof window.jspdf === 'undefined' || typeof window.jspdf.jsPDF === 'undefined') { displayError(errorTab3El, 'PDF generation library (jsPDF core) is not loaded.'); return; } const JSPDFConstructor = window.jspdf.jsPDF; const doc = new JSPDFConstructor(); if (typeof doc.autoTable !== 'function') { displayError(errorTab3El, 'PDF table plugin (jsPDF-AutoTable) is not functional.'); return; } doc.setFontSize(18); doc.text("Business Loan Guarantor Requirement Estimate", 14, 22); doc.setFontSize(10); doc.setTextColor(100); doc.text(`Report Generated: ${new Date().toLocaleDateString()}`, 14, 30); doc.setTextColor(0); const headStyles = { fillColor: [0, 115, 170], textColor: 255, fontStyle: 'bold' }; let currentY = 40; doc.setFontSize(14); doc.setTextColor(0,0,0); doc.text("Summary of Your Inputs:", 14, currentY); currentY += 8; const inputTableBody = []; for (const key in estimatorData.inputs) { let readableKey = key.replace(/([A-Z])/g, ' $1').replace(/^./, function(str){ return str.toUpperCase(); }); inputTableBody.push([readableKey, estimatorData.inputs[key]]); } doc.autoTable({ startY: currentY, head: [['Factor', 'Your Selection']], body: inputTableBody, theme: 'grid', headStyles: headStyles, styles: {fontSize: 9}, columnStyles: { 0: { fontStyle: 'bold', cellWidth: 80 }, 1 : {cellWidth: 'auto'} } }); currentY = doc.lastAutoTable.finalY + 10; doc.setFontSize(14); doc.text("Likelihood Estimate:", 14, currentY); currentY += 8; doc.setFontSize(12); doc.setFont(undefined, 'bold'); if (estimatorData.result.likelihoodClass === 'low') doc.setTextColor(34, 139, 34); // ForestGreen else if (estimatorData.result.likelihoodClass === 'moderate') doc.setTextColor(255, 165, 0); // Orange else doc.setTextColor(220, 20, 60); // Crimson doc.text(estimatorData.result.likelihoodText, 14, currentY); doc.setTextColor(0,0,0); doc.setFont(undefined, 'normal'); currentY += 10; doc.setFontSize(11); doc.setFont(undefined, 'bold'); doc.text("Key Influencing Factors:", 14, currentY); doc.setFont(undefined, 'normal'); currentY += 6; doc.setFontSize(9); estimatorData.result.factors.forEach(factor => { if (currentY > 270) { doc.addPage(); currentY = 20; } doc.setFillColor(255,255,255); // Reset fill for text if (factor.type === 'positive') doc.setTextColor(34, 139, 34); else if (factor.type === 'negative') doc.setTextColor(220, 20, 60); else doc.setTextColor(50,50,50); doc.text(`• ${factor.text}`, 18, currentY, {maxWidth: 170}); currentY += (doc.splitTextToSize(factor.text, 170).length * 4) + 1; // Dynamic line height doc.setTextColor(0,0,0); }); currentY += 5; doc.setFontSize(11); doc.setFont(undefined, 'bold'); doc.text("General Advice:", 14, currentY); doc.setFont(undefined, 'normal'); currentY += 6; doc.setFontSize(9); estimatorData.result.advice.forEach(advice => { if (currentY > 270) { doc.addPage(); currentY = 20; } doc.text(`• ${advice}`, 18, currentY, {maxWidth: 170}); currentY += (doc.splitTextToSize(advice, 170).length * 4) + 1; }); currentY += 8; doc.setFontSize(8); doc.setTextColor(120,120,120); doc.text("Disclaimer: This is an estimate based on common lending considerations and not a guarantee. Actual requirements vary by lender.", 14, currentY, {maxWidth: 180}); doc.save("Guarantor_Requirement_Estimate.pdf"); }); } // Initialize if (tabContents.length > 0 && tabButtons.length > 0) { showTab(0); } });