For a $${loanAmount.toLocaleString()} loan over ${loanTermYears} years, with a self-assessed credit profile of ${selectedRange.text}, here's an illustration of potential costs.

Estimated Annual Percentage Rate (APR) Range for this profile: ${selectedRange.low.toFixed(1)}% - ${selectedRange.high.toFixed(1)}%.

Metric	Based on Low End of Est. APR (${selectedRange.low.toFixed(1)}%)	Based on High End of Est. APR (${selectedRange.high.toFixed(1)}%)
Est. Monthly Payment	$${detailsLowAPR.monthlyPayment.toFixed(2)}	$${detailsHighAPR.monthlyPayment.toFixed(2)}
Est. Total Interest Paid	$${detailsLowAPR.totalInterest.toFixed(2)}	$${detailsHighAPR.totalInterest.toFixed(2)}
Est. Total Loan Cost	$${detailsLowAPR.totalCost.toFixed(2)}	$${detailsHighAPR.totalCost.toFixed(2)}

`; if (creditScoreKey !== "excellent" && alcsiLastEstimationData.comparison.moreInterestHigh > 0) { outputHTML += ` `; } outputHTML += `

These figures are estimates for illustration only, based on generalized data. Actual rates and terms will vary by lender, specific credit history, market conditions, and other factors. This is not financial advice.

`; resultsOutput.innerHTML = outputHTML; } // --- PDF Download Functionality --- function alcsiDownloadPDF() { if (!alcsiLastEstimationData) { alert("Please generate the estimates first before downloading the PDF."); alcsiNavigateTab('alcsiImpactAnalysisTab'); alcsiEstimateImpact(); if (!alcsiLastEstimationData) return; } const { jsPDF } = window.jspdf; const doc = new jsPDF(); const { inputs, estimatedAprRange, results, comparison } = alcsiLastEstimationData; const primaryColor = [0, 121, 107]; // RGB for #00796b let y = 15; doc.setFontSize(16); doc.setTextColor(primaryColor[0], primaryColor[1], primaryColor[2]); doc.text("Auto Loan Credit Score Impact Estimation", doc.internal.pageSize.getWidth() / 2, y, { align: 'center' }); y += 8; doc.setFontSize(8); doc.setTextColor(100); doc.text("General estimates for illustrative purposes only. Not financial advice or actual loan offers.", doc.internal.pageSize.getWidth() / 2, y, { align: 'center' }); y += 10; doc.setFontSize(11); doc.setTextColor(51, 51, 51); doc.text(`Loan Amount: $${inputs.loanAmount.toLocaleString()}`, 14, y); doc.text(`Loan Term: ${inputs.loanTermYears} years`, 90, y); y += 7; doc.text(`Self-Assessed Credit Profile: ${inputs.creditScoreText}`, 14, y); y += 7; doc.setFont(undefined, 'bold'); doc.text(`Estimated APR Range for this Profile: ${estimatedAprRange.low.toFixed(1)}% - ${estimatedAprRange.high.toFixed(1)}%`, 14, y); doc.setFont(undefined, 'normal'); y += 10; const head = [['Metric', `Based on Low Est. APR (${estimatedAprRange.low.toFixed(1)}%)`, `Based on High Est. APR (${estimatedAprRange.high.toFixed(1)}%)`]]; const body = [ ['Est. Monthly Payment', `$${results.low.monthlyPayment.toFixed(2)}`, `$${results.high.monthlyPayment.toFixed(2)}`], ['Est. Total Interest Paid', `$${results.low.totalInterest.toFixed(2)}`, `$${results.high.totalInterest.toFixed(2)}`], ['Est. Total Loan Cost', `$${results.low.totalCost.toFixed(2)}`, `$${results.high.totalCost.toFixed(2)}`] ]; doc.autoTable({ startY: y, head: head, body: body, theme: 'grid', headStyles: { fillColor: primaryColor, textColor: [255,255,255] }, columnStyles: { 0: { cellWidth: 60 }, 1: { halign: 'right', cellWidth: 'auto' }, 2: { halign: 'right', cellWidth: 'auto' } } }); y = doc.lastAutoTable.finalY + 10; if (inputs.creditScoreKey !== "excellent" && comparison.moreInterestHigh > 0) { doc.setFont(undefined, 'bold'); doc.text("Illustrative Comparison:", 14, y); doc.setFont(undefined, 'normal'); y += 6; const excellentRange = alcsiAprRanges.excellent; // For PDF text const comparisonText = `Compared to an 'Excellent' credit profile (est. APRs ${excellentRange.low.toFixed(1)}%-${excellentRange.high.toFixed(1)}%), your selected profile could mean paying an additional $${comparison.moreInterestLow.toFixed(2)} to $${comparison.moreInterestHigh.toFixed(2)} more in total interest for this example loan.`; const splitText = doc.splitTextToSize(comparisonText, doc.internal.pageSize.getWidth() - 28); // 14 margin on each side doc.text(splitText, 14, y); y += (splitText.length * 5) + 5; } doc.setFontSize(9); doc.setTextColor(120); const footerText = "Reminder: These figures are estimates based on generalized data. Actual rates and terms vary by lender, specific credit history, market conditions, and other factors. This is not financial advice or an offer of credit."; const splitFooter = doc.splitTextToSize(footerText, doc.internal.pageSize.getWidth() - 28); doc.text(splitFooter, 14, y); doc.save("Auto_Loan_Credit_Impact_Estimates.pdf"); } // Initial setup alcsiUpdateNavButtons(); // Make functions globally accessible window.alcsiSwitchTab = alcsiSwitchTab; window.alcsiNavigateTab = alcsiNavigateTab; window.alcsiEstimateImpact = alcsiEstimateImpact; window.alcsiDownloadPDF = alcsiDownloadPDF;