Gross to Net Pay Breakdown Tool
Enter your pay information and deductions from your pay stub to see a breakdown of how your net pay is calculated.
Note: This tool does NOT calculate your taxes or determine deduction types. You must enter the total amounts for each category as shown on your pay stub.
Pay Information
Deductions and Taxes (Enter Totals from Pay Stub)
e.g., Pre-tax health insurance premiums, 401(k) or retirement contributions (pre-tax), FSA contributions.
e.g., Federal, State, Local Income Tax, Social Security, Medicare (Employee portions).
e.g., Roth 401(k) contributions, some insurance premiums, union dues, garnishments, court-ordered payments.
Pay Breakdown Estimate (Per Pay Period)
Starting Point:
Gross Pay:
Deductions Applied:
Total Pre-Tax Deductions:
Reduces taxable income. Calculation: Gross Pay - Pre-Tax Deductions
Taxable Gross Pay:
Total Taxes Withheld:
Taxes are calculated based on taxable gross pay and tax rules.
Total Post-Tax Deductions:
Taken out after taxes are calculated.
Total Deductions (Pre-Tax + Taxes + Post-Tax):
Final Result:
Calculation: Gross Pay - Total Deductions
Estimated Net Pay: