Employee Stock Purchase Plan (ESPP) Tax Estimator

US Employee Stock Purchase Plan (ESPP) Tax Estimator

ESPP Purchase Details

Enter the details for a single purchase lot from a *Qualified* ESPP.

Grant Date (Start of Offering Period):

Fair Market Value (FMV) of Stock on Grant Date ($):

Purchase Date (End of Offering Period):

Fair Market Value (FMV) of Stock on Purchase Date ($):

Employee Purchase Price per Share ($):

This is the price you paid after applying the ESPP discount.

Number of Shares Purchased in this Lot:

Sale Details

Enter the details for the sale of these ESPP shares.

Sale Date:

Sale Price per Share ($):

Number of Shares Sold:

Enter the number of shares from the above purchase lot that were sold.

Estimated Tax Implications

Enter ESPP and Sale details in the "ESPP & Sale Details" tab and click "Estimate Tax Implications".

Note on Qualified ESPP Tax Treatment (U.S. Federal):

Tax treatment depends on the "disposition" type (Qualified or Disqualifying).
A Qualified Disposition requires holding the stock for more than one year from the Purchase Date AND more than two years from the Grant Date.
A Disqualifying Disposition occurs if either of the above holding periods is NOT met.
Ordinary income is typically reported on Form W-2 by your employer. Capital gain/loss is typically reported on Form 1099-B by your broker and filed on Form 8949 and Schedule D of Form 1040.
This estimator assumes a Qualified ESPP and does not account for non-qualified plans, complex scenarios like partial lot sales with different holding periods within the same lot, multiple purchase lots, or state taxes.

Disclaimer: This tool is for informational purposes only and does not constitute tax advice. Consult a qualified tax professional for personalized guidance.