Desired Gross Withdrawal: ${grossWithdrawal.toFixed(2)} $

`; resultsHTML += `

Hypothetical Combined Tax Rate: ${taxRatePercent.toFixed(1)} %

`; resultsHTML += '

Traditional (Pre-Tax) Account

'; resultsHTML += ''; resultsHTML += '

Roth (After-Tax) Account

'; resultsHTML += ''; resultsHTML += '

Comparison

'; resultsHTML += ''; resultsHTML += `

Important Considerations:

• This calculator uses a hypothetical tax rate. Your actual tax situation is more complex.
• Roth withdrawals are tax-free only if they are "qualified." Consult IRS rules or a tax professional for details (generally requires being age 59½ or older, or meeting other criteria, and having held the account for at least 5 years). Non-qualified Roth withdrawals may be partially taxable.
• Taxable brokerage accounts are not explicitly calculated here. Withdrawing cash from a taxable account isn't taxed, but selling assets within it can trigger capital gains or losses.
• Withdrawal strategies should consider your overall financial plan, tax situation, and future income needs.

`; resultsOutput.innerHTML = resultsHTML; downloadPdfButton.style.display = 'inline-block'; // Show download button // Switch to results tab document.getElementById('tsw-input-tab').classList.remove('active'); document.getElementById('tsw-results-tab').classList.add('active'); document.querySelector('.tsw-tab-button[data-tab="input"]').classList.remove('active'); document.querySelector('.tsw-tab-button[data-tab="results"]').classList.add('active'); }); // --- PDF Download Functionality --- downloadPdfButton.addEventListener('click', async function() { // The element to convert to PDF is the results output div const element = document.getElementById('tsw-results-output'); // Create a clone of the element to avoid modifying the visible DOM const elementToPrint = element.cloneNode(true); elementToPrint.style.width = '800px'; // Set a specific width for PDF rendering elementToPrint.style.padding = '20px'; elementToPrint.style.backgroundColor = '#fff'; // Ensure background is white in PDF elementToPrint.style.color = '#333'; // Ensure text color is dark elementToPrint.style.fontSize = '10pt'; // Adjust font size for PDF // Apply styles to cloned results blocks const resultBlocks = elementToPrint.querySelectorAll('.tsw-result-block'); resultBlocks.forEach(block => { block.style.border = '1px solid #dee2e6'; block.style.padding = '15px'; block.style.marginBottom = '15px'; block.style.borderRadius = '5px'; block.style.backgroundColor = '#f8f9fa'; const items = block.querySelectorAll('.tsw-result-item'); items.forEach(item => { item.style.marginBottom = '8px'; item.style.paddingBottom = '4px'; item.style.borderBottom = '1px dashed #e9ecef'; }); const h4 = block.querySelector('h4'); if(h4) { h4.style.color = '#007bff'; h4.style.marginTop = '0'; h4.style.marginBottom = '10px'; h4.style.fontSize = '1.1em'; } }); // Style amount spans const amountSpans = elementToPrint.querySelectorAll('.tsw-amount-positive, .tsw-amount-negative'); amountSpans.forEach(span => { if (span.classList.contains('tsw-amount-positive')) { span.style.color = '#28a745'; } else if (span.classList.contains('tsw-amount-negative')) { span.style.color = '#dc3545'; } span.style.fontWeight = 'bold'; }); // Style summary box for PDF const summaryBox = elementToPrint.querySelector('.tsw-summary-box'); if(summaryBox) { summaryBox.style.border = '1px solid #007bff'; summaryBox.style.padding = '15px'; summaryBox.style.marginTop = '20px'; summaryBox.style.borderRadius = '5px'; summaryBox.style.backgroundColor = '#e9f5ff'; } const summaryItems = elementToPrint.querySelectorAll('.tsw-summary-item'); summaryItems.forEach(item => { item.style.marginBottom = '10px'; item.style.paddingBottom = '5px'; item.style.borderBottom = '1px dashed #cce5ff'; }); const summarySummarySpan = elementToPrint.querySelector('.tsw-summary-item span.tsw-amount-positive'); if (summarySummarySpan) { summarySummarySpan.style.color = '#28a745'; summarySummarySpan.style.fontWeight = 'bold'; } // Append cloned element to body temporarily for html2canvas document.body.appendChild(elementToPrint); try { const canvas = await html2canvas(elementToPrint, { scale: 2, // Increase scale for better resolution logging: false, // Disable logging useCORS: true // Enable CORS if images are involved (unlikely here) }); const imgData = canvas.toDataURL('image/png'); const pdf = new window.jspdf.jsPDF({ orientation: 'p', unit: 'mm', format: 'a4' }); const imgWidth = 210 - 20; // A4 width minus margins (10mm each side) const pageHeight = 297; // A4 height const imgHeight = canvas.height * imgWidth / canvas.width; let heightLeft = imgHeight; let position = 10; // Top margin pdf.addImage(imgData, 'PNG', 10, position, imgWidth, imgHeight); heightLeft -= pageHeight - 10; // Deduct height of the first page content while (heightLeft >= 0) { position = heightLeft - imgHeight + 10; // Calculate position for next page pdf.addPage(); pdf.addImage(imgData, 'PNG', 10, position, imgWidth, imgHeight); heightLeft -= pageHeight; } pdf.save('Retirement_Withdrawal_Comparison.pdf'); } catch (error) { console.error('Error generating PDF:', error); alert('Could not generate PDF. Please try again.'); } finally { // Remove the temporary cloned element document.body.removeChild(elementToPrint); } }); });