Buy Now Pay Later (BNPL) Eligibility Checker

Buy Now Pay Later (BNPL) Eligibility Checker

Assess your likelihood of approval for BNPL financing.

${dtiRatio}%

${dtiRatio <= 36 ? 'Healthy' : 'Could be improved'}

Suggested Payment Plan

${paymentPlan.installments} payments of ${paymentPlan.amount}

Paid every 2 weeks, interest-free.

`; lucide.createIcons(); renderScoreGaugeChart(totalScore); document.getElementById('download-pdf-btn').addEventListener('click', generatePdf); }; const renderScoreGaugeChart = (score) => { const ctx = document.getElementById('scoreGaugeChart').getContext('2d'); if (charts.scoreGauge) charts.scoreGauge.destroy(); let backgroundColor = '#14b8a6'; // green-500 if (score < appData.config.thresholds.moderate) backgroundColor = '#f59e0b'; // amber-500 if (score < appData.config.thresholds.low) backgroundColor = '#ef4444'; // red-500 charts.scoreGauge = new Chart(ctx, { type: 'doughnut', data: { datasets: [{ data: [score, 100 - score], backgroundColor: [backgroundColor, '#e5e7eb'], borderColor: ['#fff'], borderWidth: 2, circumference: 180, rotation: 270 }] }, options: { responsive: true, maintainAspectRatio: true, plugins: { tooltip: { enabled: false }, datalabels: { formatter: (value, context) => { if (context.dataIndex === 0) return `${value}\nScore`; return ''; }, color: '#1f2937', font: { size: 24, weight: 'bold', family: 'Inter' }, textAlign: 'center' } }, cutout: '60%' }, plugins: [ChartDataLabels] }); }; const renderConfig = () => { const configContent = document.getElementById('content-configuration'); if (!configContent) return; configContent.innerHTML = `

Configure Eligibility Model

Factor Weights

Adjust the importance of each factor. Total must be 100%.

Total: 100%
`; attachConfigListeners(); }; // --- EVENT HANDLERS --- const attachFormListeners = () => { document.getElementById('credit-score').addEventListener('input', e => { document.getElementById('credit-score-label').textContent = e.target.value; }); document.getElementById('check-eligibility-btn').addEventListener('click', () => { appData.inputs.annualIncome = parseFloat(document.getElementById('annual-income').value); appData.inputs.monthlyHousing = parseFloat(document.getElementById('monthly-housing').value); appData.inputs.otherMonthlyDebt = parseFloat(document.getElementById('other-debt').value); appData.inputs.creditScore = parseInt(document.getElementById('credit-score').value); appData.inputs.purchaseAmount = parseFloat(document.getElementById('purchase-amount').value); appData.result = null; // force recalculation renderResults(); switchTab(1); // Switch to results tab }); }; const attachConfigListeners = () => { const updateTotal = () => { const totalEl = document.getElementById('weight-total'); let total = 0; document.querySelectorAll('.config-weight-input').forEach(input => { total += parseFloat(input.value) || 0; }); totalEl.textContent = `Total: ${total}%`; totalEl.className = total === 100 ? 'text-right font-bold text-green-600' : 'text-right font-bold text-red-600'; }; document.querySelectorAll('.config-weight-input').forEach(input => { input.addEventListener('input', (e) => { appData.config.weights[e.target.dataset.weight] = parseFloat(e.target.value) || 0; updateTotal(); appData.result = null; // force recalculation on next view }); }); updateTotal(); }; const generatePdf = () => { loadingOverlay.style.display = 'flex'; const { jsPDF } = window.jspdf; const pdfContent = document.getElementById('pdf-content-area'); const pdfHeader = document.getElementById('pdf-header'); document.getElementById('pdf-generated-date').textContent = new Date().toLocaleDateString('en-US', { year: 'numeric', month: 'long', day: 'numeric' }); pdfHeader.classList.remove('hidden'); html2canvas(pdfContent, { scale: 2, useCORS: true, logging: false }) .then(canvas => { pdfHeader.classList.add('hidden'); const imgData = canvas.toDataURL('image/jpeg', 0.95); const pdf = new jsPDF({ orientation: 'portrait', unit: 'px', format: 'a4' }); const pdfWidth = pdf.internal.pageSize.getWidth(); const imgProps = pdf.getImageProperties(imgData); const imgHeight = (imgProps.height * pdfWidth) / imgProps.width; pdf.addImage(imgData, 'JPEG', 0, 0, pdfWidth, imgHeight); pdf.save('BNPL-Eligibility-Report.pdf'); loadingOverlay.style.display = 'none'; }).catch(err => { console.error("PDF generation failed:", err); pdfHeader.classList.add('hidden'); loadingOverlay.style.display = 'none'; alert('An error occurred generating the PDF.'); }); }; // --- TAB NAVIGATION & INITIALIZATION --- const switchTab = (tabIndex) => { activeTabIndex = tabIndex; document.querySelectorAll('.tab-btn').forEach((btn, i) => btn.classList.toggle('active', i === tabIndex)); document.querySelectorAll('.tab-content').forEach((content, i) => content.classList.toggle('hidden', i !== tabIndex)); updateNavButtons(); }; const updateNavButtons = () => { prevTabBtn.disabled = activeTabIndex === 0; nextTabBtn.disabled = activeTabIndex === tabIdentifiers.length - 1; }; const initializeUI = () => { const tabs = [ { name: 'Eligibility Form', id: 'eligibility-form' }, { name: 'Eligibility Results', id: 'eligibility-results' }, { name: 'Configuration', id: 'configuration' } ]; tabIdentifiers = tabs.map(t => t.id); tabsContainer.innerHTML = tabs.map(tab => ``).join(''); mainContent.innerHTML = tabs.map(tab => `
`).join(''); tabs.forEach((tab, index) => { document.getElementById(`tab-${tab.id}`).addEventListener('click', () => switchTab(index)); }); renderForm(); renderResults(); renderConfig(); switchTab(0); }; initializeUI(); prevTabBtn.addEventListener('click', () => { if (activeTabIndex > 0) switchTab(activeTabIndex - 1); }); nextTabBtn.addEventListener('click', () => { if (activeTabIndex < tabIdentifiers.length - 1) switchTab(activeTabIndex + 1); }); });
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