Fixed vs. Adjustable Rate Mortgage Comparison Tool

Fixed vs. ARM Comparison Tool

Compare a fixed-rate mortgage against an adjustable-rate mortgage (ARM) to understand the potential costs and risks over time.

Loan Details

Loan Amount

$

Loan Term

Fixed-Rate Mortgage

Interest Rate

%

Adjustable-Rate Mortgage (ARM)

Initial Interest Rate

%

Initial Fixed Period

Periodic Rate Cap

%

Lifetime Rate Cap

%

Fixed vs. ARM Mortgage Report

Shared Inputs

Comparison Summary

Fixed Mortgage Details

ARM Details

Payment Comparison Chart