Mortgage Default Risk Calculator

Gross Monthly Income ($)

Monthly Mortgage Payment (PITI) ($)

Other Monthly Debt Payments ($)

Credit Score Range

Estimated Property Value ($)

Outstanding Loan Balance ($)

Recent Financial Hardship?

Disclaimer: This tool is for educational purposes only and is not financial advice. It provides a simplified risk assessment. Consult a HUD-approved housing counselor or financial advisor for professional guidance.

Mortgage Default Risk Calculator

Mortgage Default Risk Assessment

Key Recommendations

Debt-to-Income (DTI) Ratio

Loan-to-Value (LTV) Ratio