Business Loan Application Approval Probability Estimator

Step 1: Business Overview

Business Age (Years):

Annual Revenue ($):

Profitability (Last 12 Months):

Industry Risk (Self-Assessed): Lenders assess industry risk; this is your perception.

Step 2: Financial Details

Your Primary Personal Credit Score: Personal credit is often key for small business loans.

Collateral Available to Pledge:

Total Existing Monthly Business Debt Payments ($): Include payments for existing business loans, leases, etc.

Step 3: Loan & Preparation

Loan Amount Requested ($):

Cash Down Payment / Equity for this Project/Loan ($): Amount you are personally investing or have as cash for this specific need.

Formal Business Plan Status:

Step 4: Estimated Loan Approval Probability

Key Strengths

Areas for Improvement

Disclaimer: This estimator provides a general assessment based on common lending factors and is for informational purposes only. It is not a guarantee of loan approval nor a substitute for professional financial advice. Actual lender decisions involve more detailed underwriting and vary significantly.