Business Loan Default Risk Estimator

Business Details for Risk Estimation

Important: This tool provides a highly simplified estimation for informational purposes only. It is NOT a substitute for professional financial advice or a formal credit assessment.

Liquidity

Current Assets ($): Current Liabilities ($):

Leverage

Total Debt ($): Total Equity ($):

Profitability & Debt Servicing

Earnings Before Interest & Taxes (EBIT) ($) (Annual): Total Annual Interest Payments ($):

Operational Factors

Years in Business: Recent Revenue Trend (Last 12-24 months):

Risk Estimation Summary

Disclaimer: The risk estimation provided is based on a simplified model and limited inputs. It is for general informational purposes only and does not constitute financial advice, credit assessment, or a guarantee of future performance. Many other factors influence actual loan default risk. Always consult with qualified financial professionals before making any financial decisions.