Merchant Cash Advance Cost Calculator

Enter MCA Information

Advance Amount ($):

Factor Rate (e.g., 1.1 to 1.5):

Holdback Percentage (% of daily sales):

Estimated Average Daily Sales ($) (Subject to Holdback):

MCA Cost Analysis

Important: The Repayment Term and Effective APR are estimates based on your projected average daily sales. Actual sales can fluctuate, which will affect the actual repayment time and the effective APR of the Merchant Cash Advance. MCAs are often a very expensive form of financing.