General Context for Debt-to-Income (DTI) Ratios:

General Context for Payment-to-Income (PTI) Ratio (for this loan):

Important: These are general guidelines and not financial advice. Lenders use many factors including your credit score, credit history, employment stability, and their own lending policies to make credit decisions. This tool helps you understand common financial indicators, it is not a prequalification, loan offer, or a guarantee of loan approval.