GAP Insurance Cost Estimator Vehicle Price / Amount Financed ($): Loan Term (Years): 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years Vehicle Condition: New Used Estimate Cost Estimated GAP Insurance Cost: This is an estimate. Actual costs can vary based on your chosen insurer, vehicle details, specific location, loan terms, and other factors. This tool provides a general indication only. Download Results as PDF