Mortgage Affordability Calculator

Gross Monthly Income ($):

Amount Available for Down Payment ($):

Enter your total monthly payments for existing debts.

Car Payments ($):

Student Loan Payments ($):

Credit Card Minimum Payments ($):

Other Monthly Debts ($):

Expected Annual Mortgage Interest Rate (%):

Mortgage Term (Years):

Estimated Annual Property Tax Rate (% of Home Value):

Estimated Annual Homeowner's Insurance Rate (% of Home Value):

Monthly HOA Fees (if applicable) ($):

These are common lender guidelines. Adjust if you have different targets.

Max Front-End DTI (Housing Costs / Income) (%):

Max Back-End DTI (Total Debts / Income) (%):

Please complete all previous steps to view your mortgage affordability analysis.