401(k) Contribution & Growth Estimator

Project your potential 401(k) growth until retirement.

Your Details & Contributions

Current Age (Years):

Planned Retirement Age (Years):

$Current 401(k) Balance:

$Current Annual Salary:

Employee Contribution Rate (% of Salary):

Employer Match Rate (% of your contribution):

Employer Match Cap (% of your salary):

Growth Assumptions (Optional)

Expected Annual Rate of Return (% on Investments):

Annual Salary Increase (%):

Disclaimer: This calculator provides an estimate for illustrative and educational purposes only. Projections are based on the inputs and assumptions you provide (e.g., constant rate of return, salary increases at year-end, contributions made and compounded annually). Actual investment returns can vary significantly due to market fluctuations and other factors. This tool does not account for taxes, 401(k) plan-specific fees, IRS contribution limits (which change annually), or vesting schedules for employer match. It is not financial advice. Always consult with a qualified financial advisor for personalized retirement planning.