High-Interest Savings vs. Bonds ROI Calculator

Common Investment Details

Principal Investment Amount ($):

Investment Horizon (Years):

High-Interest Savings Account (HISA) Details

Expected Annual Interest Rate (%):

Compounding Frequency:

Bond Details

Bond Name/Identifier (Optional):

Bond Face Value (Par Value) ($):

Purchase Price (% of Face Value):

Annual Coupon Rate (%):

Coupon Payment Frequency:

Years to Maturity (for this bond):

Assumed Sale Price (% of Face Value, if sold before maturity): Only applicable if Investment Horizon < Years to Maturity.

Note: For simplicity, this calculator does not account for reinvestment of bond coupon payments or complex bond market price fluctuations beyond the assumed sale price if sold early. Bond ROI is calculated for the shorter of Investment Horizon or Bond's Years to Maturity.

ROI Comparison Results

Please enter your investment details on the 'Investment Inputs' tab and click 'Calculate ROI'.

Considerations & Notes

Notes on High-Interest Savings Account (HISA):

Notes on Bond Investment:

General Investment Strategy Notes: