Credit Card Cashback vs. Reward Points Analyzer
Your Estimated Annual Spending
Enter your estimated annual spending for each category. This will be used to calculate potential rewards.
Cashback Card Details
Enter the cashback percentages for each category and any annual fee for the cashback card.
Cashback Rates (%):
Annual Fee:
Cashback Card Results:
Total Estimated Annual Cashback: $0.00
Annual Fee: $0.00
Net Annual Cashback Value: $0.00
Reward Points Card Details
Enter the points earned per dollar, the value of one point, any annual bonus points, and the annual fee.
Points Earned (per $1 spent):
Point Valuation & Bonuses:
Annual Fee:
Reward Points Card Results:
Total Estimated Annual Points: 0
Monetary Value of Annual Points: $0.00
Value of Bonus Points: $0.00
Annual Fee: $0.00
Net Annual Reward Value: $0.00
Comparison Summary
Cashback Card
Estimated Annual Spending: $0.00
Total Annual Cashback: $0.00
Annual Fee: $0.00
Net Annual Value: $0.00
Reward Points Card
Estimated Annual Spending: $0.00
Total Annual Points Value: $0.00
Bonus Points Value: $0.00
Annual Fee: $0.00
Net Annual Value: $0.00