Downsizing vs. Upsizing Expense Analyzer

Downsizing vs. Upsizing Housing Expense Analyzer

Estimated Current Market Value ($):

Remaining Mortgage Balance ($) (If any):

Monthly Mortgage P&I ($) (Principal & Interest):

Monthly Property Tax ($):

Monthly Home Insurance ($):

Monthly HOA Dues ($) (If any):

Avg. Monthly Utilities ($):

Avg. Monthly Maintenance/Repairs ($):

Realtor Commissions (% of Sale Price):

Other Seller Closing Costs ($):

Pre-Sale Repairs/Staging Costs ($) (Optional):

Type of Move:

Purchase Price of New Home ($):

Down Payment Amount for New Home ($):

New Mortgage Annual Interest Rate (%):

New Mortgage Loan Term (Years):

Est. Monthly Property Tax ($):

Est. Monthly Home Insurance ($):

Est. Monthly HOA Dues ($) (If any):

Est. Avg. Monthly Utilities ($):

Est. Avg. Monthly Maintenance ($):

Buyer Closing Costs ($):

Moving Expenses ($):

Immediate Furnishing/Repairs for New Home ($) (Opt.):

Complete details in Tab 1 & 2 and click "Run Full Comparison".

Complete the analysis on previous tabs to view the summary.

This analysis is based on your estimates. Actual market values, interest rates, transaction costs, and ongoing expenses can vary.
Moving involves significant non-financial factors: lifestyle changes, neighborhood, schools, commute, space utility, and emotional aspects. These should be weighed alongside the financial analysis.
Future changes in property taxes, insurance rates, utility costs, and maintenance needs are not projected here and can impact long-term costs.
It is highly recommended to consult with qualified professionals such as a real estate agent, mortgage advisor, and financial planner before making any significant housing decisions. This tool is for informational and planning purposes only and does not constitute financial advice.