Income Protection Budget Estimator
Your Financial Basics
Your readily available cash savings for emergencies.
Essential Monthly Expenses
List non-discretionary expenses that must be paid even if you cannot work.
No essential expenses added yet.
Total Essential Monthly Expenses: $0.00
Income Protection Preferences
Insurers often cap this; check policy options.
From other policies like employer-provided short-term disability, social security disability (if applicable and immediate), etc.
How long you can wait before benefits start. Longer period = lower premium.
How long the benefits should ideally pay out if you remain unable to work.
Coverage Estimate & Emergency Fund Analysis
Analysis will appear here once all inputs are provided.
Summary Report
A summary of your income protection estimate will appear here.