Flexible Spending Account (FSA) Planner
FSAs allow you to set aside pre-tax money for eligible healthcare or dependent care expenses, potentially saving you on taxes. Estimate your annual expenses carefully as FSA funds often have a "use-it-or-lose-it" rule. Check your employer's specific plan details and IRS limits (e.g., for 2025, general Health FSA limit is around $3,300, Dependent Care around $5,000 per household - these are examples and can change; this tool does not enforce these limits).
Healthcare FSA - Estimated Annual Expenses
Dependent Care FSA - Estimated Annual Expenses
Tax Information & FSA Summary
Total Recommended Annual FSA Contribution: $0.00
Estimated Annual Tax Savings from FSA: $0.00
Effective Monthly Pre-Tax FSA Contribution: $0.00
(Note: Annual FSA contribution limits apply. Please verify with IRS guidelines and your employer's plan.)
Emergency Fund Planner
An emergency fund is crucial for unexpected expenses, helping you avoid debt. A common guideline is to save 3-6 months of essential living expenses.
Emergency Fund Target
Calculated Emergency Fund Target: $0.00
Current Status & Planning
Emergency Fund Shortfall: $0.00
Est. Time to Reach Target (or fill shortfall): N/A
Allocation & Summary Overview
Please complete details on Tab 1 and Tab 2, then click "View / Refresh Allocation Summary".