Home Loan Refinancing Budget Planner

Original Loan Amount ($):

Original Annual Interest Rate (%):

Original Loan Term (Years):

Loan Start Date (Month/Year):

New Annual Interest Rate (%):

New Loan Term (Years):

New Loan Amount ($) (Optional):Enter if different from remaining balance (e.g., cash-out).

Estimated Closing Costs ($):

Refinance "As Of" Date (Month/Year):

Defaults to current month/year (May 2025). This date is used to calculate remaining balance.

Complete loan details in Tab 1 and click "Prepare Refinance Analysis" to see results here.

Enter your income and other debts to see how refinancing might affect your DTI ratio.

Your Gross Monthly Income ($):

Total Other Monthly Debts ($):