401(k) Retirement Calculator
Plan your retirement savings and see how your 401(k) can grow over time
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Common match: 50% of your contributions up to 6% of salary
Your 401(k) Retirement Projection
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Your Total Contributions
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Employer Contributions
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Investment Returns
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Ending Balance
See How Increasing Your Contributions Can Boost Your Retirement
Detailed Year-by-Year Breakdown
| Age | Year | Annual Salary | Your Contribution | Employer Match | Year-End Balance |
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Tips for Maximizing Your 401(k)
- Start early: The power of compound interest is strongest over long periods.
- Contribute at least enough to get the full employer match – it's essentially free money.
- Gradually increase your contribution percentage each year, especially after raises.
- Consider a Roth 401(k) option if your employer offers it for tax diversification.
- Review your investment allocation regularly and adjust based on your age and risk tolerance.
- Take advantage of catch-up contributions if you're over 50.